Services offered by Merchant Solutions in Government Agencies :

The Merchant Solutions government solutions serves the unique needs of government agencies. By focusing on these needs, the benefits of automation through technology solutions are brought to the public sector. Our payment, filing, and electronic service management solutions provide the core foundation to help improve service to constituents and streamline operations.

We understand the varying challenges of government agencies. Which is why we offer specialized solutions and program knowledge within the following government program areas:

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  Child Support

  
  


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  Child Welfare

  
  


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  Enterprise Government

  
  

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  Government Utilities

  
  


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  Healthcare & Home Health Agencies

  
  


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  Labor & Employment

  
  

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  Public Assistance

  
  


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  Tax and Revenue

  
  


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  Transportation

  
  

Improve planning, implementations and operations

Our consulting and program expertise enhances the capabilities of your agency. Whether you are planning, implementing or operating a program, The Merchant Solutions government solutions offers the benefit of best practices from projects throughout the country.

Manage in-home care services

Agencies that operate in-home care programs must accurately track the quality of care received by program members and work with service providers to efficiently manage claims and billing. The Merchant Solutions government solutions offers the electronic infrastructure and operational services to manage these services, so you can focus on fulfilling the needs of your constituents.

Streamline payments and filings

Automation through configurable software solutions allows for the centralized intake and management of interactions and transactions with businesses and individuals. The Merchant Solutions government solutions provides a robust infrastructure that enables you to offer your constituents options to pay, file and access information.

Please stay tuned at The Merchant Solutions Blog to know more.

The Merchant Solutions : The #1 Source for Credit Card Processing.

Types of Debit card :

Previously we discussed about Debit Processing, now we can see about types of debit cards:

Virtual Debit Cards

These cards help in tracking the fake activities that are done online. It is suitable for people who wants to make online purchase separate from their credit or debit card. These cards do not have any physical presence, they just have set of numbers, that helps customer to make transactions. This card can be used online or through telephone (SMS Services) and on any websites to make purchase and to transfer money. There are many types of virtual debit cards that are offered by many companies, they are:

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  Payroll & Incentive Cards : These card are used by the companies/employees to swipe the salary amount and not for personal account.

  
  


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  Student Cards : These cards are parent-approved and help the students to spend money in a limited way.

  
  


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  Gift Cards : These cards are provided as gifts, any item can be purchased using this card, but the gift price cannot exceed the amount deposited in this card.

  
  

Physical Debit Cards

Physical debit cards are like other debit cards, but here some amount should be deposited in the account associated to this card before using it. It helps in transferring money, to make online or offline payments, ATM services, depositary services, the types of physical debit cards are

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  Disposable debit cards : The disposable debit cards are same like giftcards.

  
  


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  Reloadable debit cards : Reloadable debit card helps to load money in this card and to make payments without any risks like carrying cash, its helps to use ATM services. These types of reloadable debit cards are very convenient and used anywhere.

  
  

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Credit Processing :

The Merchant Solutions has been at the leading-edge of electronic forms of payment for many years. Credit card processing is at the core of our business, and we securely and accurately process billions in transaction volume every year. Our payment solutions enable you to quickly and easily accept credit cards no matter what business you are in.

The Merchant Solutions Advantages

Help improve your cash flow and increase sales with credit card acceptance. With the capability for next-day funding for Visa, MasterCard, Discover and American Express, The Merchant Solutions provides secure data transactions and fraud protection to make credit card acceptance easy and secure.

Key Components

• 99.99% up-time
  
  


• Transaction approvals in 1.9 seconds or less
  
  


• Compliance with all applicable card industry standards
  
  


• Potential for next-day funding including American Express
  
  


• Flexible product and pricing options to best meet your business needs
  
  


• Automatic electronic deposits
  
  


• Online detailed reporting

Subscribe to our Blog to know more on details News, Tips, Updates ... on Credit Card Processing Solutions.

30 Day Risk-Free Trial

The Merchant Solutions - #1 source for credit card processing would be the best Credit card processing company satisfying all your requirements.






  

Types of credit cards � Contd 3.

Previously we discussed about Types of credit cards. Now we can discuss about some other types of credit cards such as Prepaid credit cards, Reward credit cards, Low interest credit cards, Instant approval credit cards, Secured credit cards and Free credit cards in detail.

Prepaid credit card :

Prepaid credit cards are used while making purchase, however this cannot be used as credit card because you cannot obtain credit in these cards. There should be adequate cash in the account that is associated to these cards, If there is no sufficient fund, the purchase cannot be sanctioned. Prepaid credit cards are perfect fit for young generation.

Reward credit card :

Reward credit card offers you reduction, cash back or reward points at the time of purchase for using credit cards. Nowadays reward credit cards have become trendy because people understand the use of credit card and the rewards they get through it.

Low interest credit card :

Low interest credit cards are the cards that have low interest for the purchase you make, so that it will not end up with high interest and debt as that of other credit cards.

Instant approval credit card :

Instant approval credit card gives a quick online response to the applicant's online credit card application within a minute. Few banks will offer an instant credit decision, were as others will evaluate and approve on the same day; still others may authorize the issue of a card soon but will not permit instant access to the resulting credit line.

Secured credit card :

Secured credit cards are always associated to savings account, this is used as a surety on the credit available with the card. Secured credit cards are always used by people with no past history of bad credit. A secured card is a better solution if you are just starting out with credit or you need to repair a damaged credit history and when you can't get approved for a regular credit card.

Free credit card :

Free credit cards are called as fee free credit cards, so that you need not pay any annual credit card fees. Nowadays it is simple to get business credit cards, student credit cards and reward credit cards, by without paying any annual fees.

The Merchant Solutions #1 source for credit card processing.

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Debit Processing :

Debit cards are one of the fastest growing payment methods today. The Merchant Solutions offers you signature or PIN-secured debit card acceptance to help increase revenue, maximize cardholder satisfaction and streamline your operations. Customers can access cash, buy goods, pay bills or use electronic benefits from government assistance programs.

The Merchant Solutions Advantages

You’ll be able to provide customers with a quick and secure way to pay and have the ability to offer cash back with a purchase. For the customer, this means time savings with fewer trips to the ATM. We have a wide range of debit acceptance POS equipment options for you to choose from.

Key Components

• 99.99% up-time

• Transaction approvals in 1.9 seconds or less

• Compliance with all applicable card industry standards

• Flexible product and pricing options to best meet your business needs

• Automatic electronic deposits

• Online detailed reporting

The Merchant Solutions - #1 source for credit card processing would be the best Credit card processing company satisfying all your requirements.

Subscribe to our Blog to get more details on the Credit card processing industry.

Types of Credit Cards - Contd 2.

In our previous post we discussed about the different Types of Credit Cards-Contd. Now we can see about Cash back credit cards, Balance transfer credit cards and Cards for bad credit in detail.

• Cash back credit card : Cash back credit card helps you to get tax-free cash for the purchase you make every time. It offers the card holder a small amount of reward on using this card. These types of credit cards attracts customer because most of the customers like rewards and cash prizes. In a nut shell, you get more offer for more money you spend using this card.
  For example : If you need to make a payment of Rs 1000 on any of your bill using cash back credit card, the card provider will offer you 5% cash back. So that you have to pay Rs 950 only.

• Balance transfer credit card : The balance transfer credit card helps the card holders to open a new credit card to pay off the debt of other credit cards. In simple terms, it includes the transfer of debit balance from one credit card to another card for the purpose of reducing financial costs with lower interest rates, less penalties, reward points and other benefits.

• Credit cards for bad credit : These cards are meant for people who have bad credit, lesser credit scores, limited credit history or no credit history at all. These cards have lesser interest rates and lower credit limits in the initial stage. When it is managed with good concern, a bad credit card will provide you a chance to overhaul your credit in order to qualify for better rates in future.

Stay tuned to our blog to know more about other types of credit cards.